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๐Ÿ’ณ TROFi Pay

Pay Once.
Pay Everywhere.

India's most integrated super-wallet. One balance for rides, food, groceries and merchant payments โ€” all fully secured and regulated.

๐Ÿ” Fully Licensed ๐Ÿ›ก๏ธ Industry Certified ๐Ÿ”’ End-to-End Encrypted
TROFi Pay App
Your Complete Financial Hub

Everything from daily payments to emergency credit โ€” in one RBI-regulated platform.

TROFi Wallet

TROFi Wallet

Load once. Use for rides, food, groceries, merchant payments โ€” anywhere TROFi is accepted.

Instant UPI

Instant UPI

Send and receive money instantly via UPI. Works with all Indian banks. Zero charges.

Buy Now Pay Later

Buy Now Pay Later

Shop now, pay in instalments. Zero-interest options. Instant in-app approval.

Micro Loans

Micro Loans

Instant credit options based on your TROFi history. No paperwork needed.

Bill Payments

Bill Payments

Pay electricity, water, gas, broadband, DTH and more โ€” scheduled or instant, all in one place.

Insurance

Insurance

Get health, life, and vehicle insurance in minutes. Compare plans and pay with TROFi Wallet or BNPL.

Share Market

Share Market

Invest in stocks, mutual funds and SIPs directly from TROFi Pay. Powered by SEBI-registered partners.

Scan & Pay

Scan & Pay

Scan any QR code โ€” shopkeepers, restaurants, petrol pumps. Pay instantly using TROFi balance or UPI.

BNPL
Spend Smart.
Pay Easy.

India's most flexible BNPL โ€” the only one that works across rides, food AND groceries, not just shopping.

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High credit limit options

Instant approval based on TROFi usage history. No CIBIL check for standard amounts.

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Zero interest options

Pay back within a standard window at zero interest. Or split into equal monthly instalments.

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Works everywhere on TROFi

Use BNPL for rides, food orders, and grocery delivery โ€” the only super-BNPL in India.

Activate BNPL โ†’
Earn TROFi Coins
on Every Rupee.

Every time you spend with TROFi Pay โ€” on rides, food, groceries or merchant payments โ€” you earn coins. Redeem them for real discounts.

Coins
Redeem for savings on any order
Multiplied
Coins with SuperPass
Bonus
Coins on every spend
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Coins never expire
TROFi Coins
Built to Protect.
Zero Compromise.
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End-to-End Encryption

Every transaction is fully encrypted from start to finish. Your personal and financial data stays completely private and secure at all times.

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Fully Regulated & Licensed

TROFi Pay operates under all required financial licences and regulatory oversight. Your money is always protected and accounted for.

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Global Security Standards

We follow internationally recognised security standards for payment systems โ€” the same benchmarks used by the world's leading financial platforms.

๐Ÿ’ณ Open Today

Welcome Coins on Signup.

Open your TROFi Pay wallet today โ€” loaded with a welcome bonus in TROFi Coins.